{"id":92809,"date":"2022-11-17T11:59:19","date_gmt":"2022-11-17T10:59:19","guid":{"rendered":"http:\/\/euro-funding.com\/?p=92809"},"modified":"2026-04-07T09:18:49","modified_gmt":"2026-04-07T07:18:49","slug":"cdti-cervera-transfer","status":"publish","type":"post","link":"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/cdti-cervera-transfer\/","title":{"rendered":"Lack of relevant financial guarantees | CDTI Cervera Transfer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"92809\" class=\"elementor elementor-92809\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10bf890b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10bf890b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-443315d\" data-id=\"443315d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1395a2ff elementor-widget elementor-widget-spacer\" data-id=\"1395a2ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-327e3f05 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"327e3f05\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5bcb4890\" data-id=\"5bcb4890\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-770e93f1 elementor-widget elementor-widget-heading\" data-id=\"770e93f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Lack of relevant financial <br>guarantees | CDTI Cervera Transfer<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29edd15e elementor-widget elementor-widget-spacer\" data-id=\"29edd15e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-24299a70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24299a70\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-2cf4c32d\" data-id=\"2cf4c32d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de899ac elementor-widget elementor-widget-image\" data-id=\"de899ac\" data-element_type=\"widget\" data-e-type=\"widget\" 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0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 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data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2cf761bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2cf761bf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c97610a\" data-id=\"1c97610a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26278e5a separador-4-izq elementor-widget elementor-widget-heading\" data-id=\"26278e5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lack of relevant financial guarantees | cdti Cervera Transfer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e30a87d elementor-widget elementor-widget-text-editor\" data-id=\"3e30a87d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With the aim of strengthening the activity of the best technology centres and <strong>encouraging business innovation<\/strong> in Spain, CDTI presented &#8220;Cervera Transfer&#8221; programme. The programme will finance R&amp;D projects carried out by <strong>SMEs and midcaps <\/strong>(in collaboration with technology centres) <strong>with 500 million euros<\/strong>.<\/p><p>Since then, many companies have been interested in this programme and Euro-Funding is working to help boost their most innovative projects.<\/p><p>One aspect that worries many SMEs is financial guarantees. In this case, the Cervera Transfer programme is presented as a more than interesting alternative for <strong>receiving financing without having to deposit a relevant amount of guarantees<\/strong>. As it says in its bases:<\/p><p><em>&#8220;A guarantee of <strong>5%<\/strong> will be requested on the loan granted. If the economic-financial evaluation establishes a volume of guarantees greater than 5%, the company will be able to take advantage of the <strong>Technical Provision Fund<\/strong> for its reduction up to the minimum requested (5%), up to a maximum coverage of 1,000,000 euros.<\/em><\/p><p>The Technical Provision Fund was created for the first time with this programme with the aim of helping SMEs. With this fund, the Ministry of Science, Innovation and Universities, as well as CDTI bet on the creation of a business fabric where R&amp;D, driven by cooperation between institutes and SMEs, is one of the central axes to improve the ecosystem of our companies.<\/p><p>Additionally, it is also necessary to take into account the projects whose technologies are limited to the themes included in this programme &#8220;Cervera priority technologies&#8221; and aligned with the European framework:<\/p><ul><li>Advanced materials<\/li><li>Eco-Innovation<\/li><li>Energy transition<\/li><li>Intelligent manufacturing<\/li><li>Health technologies<\/li><li>Safe and healthy food chain<\/li><li>Deep learning and Artificial Intelligence<\/li><li>Advanced mobile networks<\/li><li>Intelligent transport<\/li><li>Protection of information<\/li><\/ul><p>The projects must demonstrate a <strong>differential technological aspect<\/strong> over the existing technologies in the market.<\/p><p>For all these reasons, we are facing a very good opportunity to turn into reality the most disruptive technological ideas that allow us to demonstrate the strong R&amp;D character of national companies and technology centres, <strong>bringing this research closer to the market.<\/strong><\/p><p>At Euro-Funding\u00a0 have been managing public funds for more than 20 years to finance R&amp;D projects, industrial investments, business development or energy efficiency of innovative companies, universities, technology centres and research organisations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34b9e68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34b9e68\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container 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elementor-section-height-default\" data-id=\"40b5d14e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1396360a\" data-id=\"1396360a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bbea778 separador-4 elementor-widget elementor-widget-heading\" data-id=\"6bbea778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LATEST BLOG NEWS  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7399abe0 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top 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class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-161095 post type-post status-publish format-standard has-post-thumbnail hentry category-news tag-grants tag-innovation\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/coordinating-eu-collaborative-projects\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"126\" src=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/05\/Fotos-encabezados-articulos-web-2026-05-04T123410.883-300x126.png\" class=\"attachment-medium size-medium wp-image-161096\" alt=\"\" srcset=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/05\/Fotos-encabezados-articulos-web-2026-05-04T123410.883-300x126.png 300w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/05\/Fotos-encabezados-articulos-web-2026-05-04T123410.883-768x322.png 768w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/05\/Fotos-encabezados-articulos-web-2026-05-04T123410.883.png 840w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">News<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/coordinating-eu-collaborative-projects\/\" >\n\t\t\t\tCoordinating EU collaborative projects\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Coordinating EU collaborative projects: when execution marks the difference Luc\u00eda Duque Teva( Project Manager European Funds )Settings Coordinating a European collaborative project goes far beyond convening meetings or collecting deliverables&#8230;.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/coordinating-eu-collaborative-projects\/\" aria-label=\"Read more about Coordinating EU collaborative projects\" tabindex=\"-1\" >\n\t\t\tLeer m\u00e1s\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tLuc\u00eda Duque Teva\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t4 May, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-160907 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/eu-added-value-in-life-proposals\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"114\" src=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-30T102652.638-300x114.png\" class=\"attachment-medium size-medium wp-image-160908\" alt=\"\" srcset=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-30T102652.638-300x114.png 300w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-30T102652.638-768x293.png 768w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-30T102652.638.png 844w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">News<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/eu-added-value-in-life-proposals\/\" >\n\t\t\t\tEU Added Value in LIFE Proposals\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>EU Added Value in LIFE Proposals Fernando G\u00f3mez( Technical Manager &#8211; European Funds )Fernando G\u00f3mez es Technical Manager \u2013 EU Projects en Euro-Funding desde 2020, con experiencia coordinando propuestas europeas&#8230;<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/eu-added-value-in-life-proposals\/\" aria-label=\"Read more about EU Added Value in LIFE Proposals\" tabindex=\"-1\" >\n\t\t\tLeer m\u00e1s\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tFernando G\u00f3mez\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t30 April, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-158920 post type-post status-publish format-standard has-post-thumbnail hentry category-news tag-ayudas-en tag-grants tag-innovation tag-innovation-en\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/the-vision-of-the-eaic-on-the-future-european-budget\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"133\" src=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-01T155138.224-300x133.png\" class=\"attachment-medium size-medium wp-image-158905\" alt=\"\" srcset=\"https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-01T155138.224-300x133.png 300w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-01T155138.224-768x339.png 768w, https:\/\/euro-funding.rwdesarrollos2.es\/wp-content\/uploads\/2026\/04\/Fotos-encabezados-articulos-web-2026-04-01T155138.224.png 960w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">News<\/div>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/the-vision-of-the-eaic-on-the-future-european-budget\/\" >\n\t\t\t\tThe vision of the EAIC on the future European budget\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The vision of the EAIC on the future European budget Marie Latour( European Affairs Director )Actualmente, como Director de Asuntos Europeos en Euro-Funding, cuento con m\u00e1s de 14 a\u00f1os de&#8230;<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/euro-funding.rwdesarrollos2.es\/en\/blog\/the-vision-of-the-eaic-on-the-future-european-budget\/\" aria-label=\"Read more about The vision of the EAIC on the future European budget\" tabindex=\"-1\" >\n\t\t\tLeer m\u00e1s\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tMarie Latour\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t1 April, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t<span class=\"e-load-more-spinner\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-spinner\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path 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strengthening the activity of the best technology centres&#8230;<\/p>\n","protected":false},"author":25,"featured_media":85917,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[146],"tags":[230],"class_list":["post-92809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-grants"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lack of relevant financial guarantees | CDTI Cervera Transfer<\/title>\n<meta name=\"description\" content=\"CDTI presented &quot;Cervera Transfer&quot; programme that will finance R&amp;D projects carried out by SMEs and midcaps with 500 million euros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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